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Ehsas Apna Ghar Scheme 2025 – Interest-Free Home Loan for KP Citizens

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Introduction:

Providing affordable and dignified housing for every citizen has been a core vision of former Prime Minister Imran Khan. Now, under the leadership of Chief Minister Ali Amin Gandapur, the Khyber Pakhtunkhwa (KP) Government is taking a big step forward by launching the Ehsas Apna Ghar Scheme 2025.

This scheme aims to make home ownership possible for low and middle-income families by offering interest-free loans for the construction, extension, or renovation of houses.

Ehsas Apna Ghar Scheme

Key Features of Ehsas Apna Ghar Scheme:

Here’s what makes this scheme unique and helpful for the people of KP:

  • 🏠 Interest-Free Loans Up to PKR 1.5 Million
    You can get a loan of up to Rs. 15,00,000 without paying any interest.
  • ⏳ Flexible Repayment in 7 Years
    Repay your loan in easy monthly installments spread over 7 years.
  • 💰 Affordable Monthly Installments
    The maximum monthly installment is only PKR 18,000, making it manageable for most families.
  • 🛠️ Use the Loan for Construction, Extension, or Renovation
    Whether you’re building a new home, extending your current house, or doing necessary repairs, this loan can help you.
  • 📅 Deadline to Apply: May 8, 2025
    Make sure to submit your application before the last date.
  • 🌐 Apply Online Now:
    Visit ehsasapnaghar.bok.com.pk to submit your application online through Bank of Khyber.

Who Can Apply?

The scheme is open to:

  • Permanent residents of Khyber Pakhtunkhwa/ ID card
  • Low to middle-income families
  • People who don’t already own a house
  • Applicants with the ability to repay the loan in monthly installments

Required Documents:

To apply, you’ll need the following:

  • CNIC (Computerized National Identity Card)
  • Proof of income (salary slip or business income)
  • House ownership documents (if extending or renovating)
  • Two passport-size photographs
  • Utility bills (electricity or gas)
  • Age 18 to 55 Years
  • Minimum Income 100,000 Rupee.

Why This Scheme Matters:

Housing has always been a challenge for low-income families. Rising construction costs and high-interest rates make it nearly impossible for many to own a house. This scheme:

  • Brings Imran Khan’s vision of low-cost housing to life.
  • Empowers the poor by giving them access to financial support.
  • Improves the standard of living for thousands of families in KP.
  • Encourages economic activity in the housing and construction sector.

Final Words

If you live in Khyber Pakhtunkhwa and dream of owning your own home, the Ehsas Apna Ghar Scheme 2025 is your chance. With interest-free loans, affordable repayments, and online application process, it’s easier than ever to build or improve your home.

🖱️ Don’t wait! Apply before May 8, 2025 at
👉 ehsasapnaghar.bok.com.pk

FAQs

Q: Is the loan really interest-free?
Yes, the KP government is offering this loan without any interest.

Q: Can I apply if I already own a house?
Yes, but only if you want to extend or renovate your current house.

Q: Is this scheme only for new construction?
No. You can use the loan for construction, extension, or renovation.

Q: What is the minimum income requirement?
Your income must be RS. 100,00 or above.

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